Retirement Plans
Fiduciary Governance
Affiliations & Credentials
It’s not just what you tell the DOL—it’s what you can demonstrate.
While ERISA Law was designed to protect plan sponsors, having the proper policies in place is critical for safeguarding your business. We can serve in a 3(21) or 3(38) fiduciary capacity to help manage risk and reduce liability exposure.
Clients have access to key governance documents, including:
- Fee policy statements (not to be confused with your annual fee disclosure)
- Investment policy statement
- Education policy statement
- Semi-annual fund review
- Committee charter
Access to ERISA Law Specialists
We partner with a premier ERISA Law Firm to ensure no responsibility is overlooked.
Through this relationship, clients receive guidance on:
- Plan corrections
- Mergers and acquisitions(benefits-related)
- Plan compliance assessments
- Representation before the DOL and IRS
- Plan terminations
- Best practices and procedural guidance
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Have a question about your plan or want to explore how FBG can help? Reach out – we'll get back to you promptly.
FAQ
Your questions, answered.
FBG provides workplace financial education virtually and on-site, including group meetings, one-on-one support, and access to personalized financial planning for all employees. Employees are also provided with access to Estate Planning resources and can get a Will for zero cost!
Yes, every FBG client can expect to work with a CERTIFIED FINANCIAL PLANNER™ professional who is held to rigorous ethical and fiduciary standards, ensuring your individual financial goals and wealth management needs are always the priority.
FBG constructs various institutional plan structures tailored for efficiency and tax health, including:
- 401(k), 403(b), and 457 plans
- Cash Balance plans
- Endowments/Foundations
- Prevailing Wage plans
FBG believes that consulting compensation should correspond solely to the value added rather than fluctuating with market and contribution growth. They offer clients the option to be billed on a flat-dollar basis rather than strictly using variable consulting fees that rise automatically as more funds are contributed to a plan.
Unlike many firms driven by sales quotas, FBG prioritizes client service by limiting the size of each advisor's practice. They operate under a 24-hour response commitment and challenge industry norms- such as the over-reliance on Target Date Funds—to provide truly personalized financial advice.